Affordable healthcare plans for individuals, families and small business owners.
Feeling stuck with traditional health insurance? You’re not alone. At New Era and Philadelphia American Life, we’re bringing a new perspective to health insurance by challenging the status quo. Our fresh approach connects the dots between healthcare and insurance - giving our members freedom of choice, flexibility and affordability. That’s value that makes sense! It’s time to take charge of your healthcare - ask us how!



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Our members enjoy the flexibility and freedom to make their own choices and get rewarded for it too.
Connect with usLearn More About New Era Life
Consumer Centric Philosophy
Important benefits at the right price
Our plans provide individuals and families the freedom to choose affordable, quality healthcare services for doctor visits, hospital stays, surgeries and more — all at a price that fits their budget.A- (Excellent) AM Best Rating
You're safe with us
Our financial strength continues to be outstanding. In fact, we proudly hold an A- (Excellent) Rating from the most trusted and respected independent rating agency, AM Best.Leaders in Innovation
Connecting the dots between healthcare and insurance
We challenge the status quo by crafting innovative, flexible insurance solutions that help individuals and families take control of their healthcare choices.Available in 49 States
Expansive coverage
With an extensive and far-reaching presence, New Era Life is wholeheartedly dedicated to ensuring that individuals and families across the diverse landscape of the United States can enjoy access to exceptional healthcare protection.
years
in the market
Our Family of Companies
Incorporated in 1924 and operating under the same name since 1989, our New Era Life family of companies includes:- New Era Life Insurance Company
- New Era Life Insurance Company of the Midwest
- Philadelphia American Life Insurance Company